Compare 12 Retirement Withdrawal Strategies
Compare the 4% rule, VPW, Guyton-Klinger guardrails, CAPE-based, Vanguard Dynamic, and 7 more withdrawal strategies side by side with your actual numbers.
Not sure how to draw down your retirement portfolio? Compare 12 evidence-based withdrawal strategies using your own financial inputs:
- Constant Dollar (the classic 4% rule)
- Variable Percentage Withdrawal (VPW)
- Guyton-Klinger Guardrails
- Vanguard Dynamic Spending
- CAPE-Based Withdrawal
- Floor-and-Ceiling
- Percent of Portfolio
- 1/N Remaining Years
- Sensible Withdrawals
- 95% Rule
- Endowment (Yale Model)
- Hebeler Autopilot II
Each strategy shows annual income, portfolio balance over time, and risk of depletion.